Lower, LLC
Formerly or includes: Thrive Mortgage
Columbia, MD · NMLS #1124061 · Updated Oct 29, 2026
At a glance
- Company type
- Independent Mortgage Bank (Retail) (from ranking export, not yet verified)
- Headquarters
- Columbia, MD
- NMLS ID
- #1124061
- Website
- lower.com
- Careers page
- Not yet reported
- Hiring in
- Not yet reported
- Remote policy
- Remote Public source · Oct 29, 2026 (captured)
- Pay transparency
- Comp model known, amounts not published
Compensation
Licensed Loan Officer - Remote / Loan Advisor · Loan Officer · Salary + bonus
Amounts not published
Commission-based, uncapped. Loan Advisor posting: guaranteed base for first 90 days, then commission; reported annual earnings $50K-$100K.
Job posting · Oct 29, 2026 (date captured)Industry benchmark Benchmarks describe the channel, not this company.
Retail IMB, tiered bps (W-2): 40 to 110 bps
LO is paid basis points on funded volume, often tiered by monthly volume or units, with a per-loan floor and cap. Sometimes a small hourly base or draw.
Benefits
Not yet reported.
Open roles
No open roles listed. Get notified when they post.
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Similar companies
- First Home Mortgage Corporation Baltimore, MD
- NFM Lending, LLC Linthicum, MD
- Bayshore Mortgage Funding, LLC Edgewood, MD
- Direct Mortgage Loans, LLC Hunt Valley, MD
Sources
- nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1124061
- Job posting, Oct 29, 2026: jobs.accel.com/companies/lower-2-403008c7-80ed-4363-a361-b1e1716c0af3/jobs/47887462-loan-advisor
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